Privacy Policy

Privacy Policy for ML Mortgage Corp.

Effective Date: June 5, 2026
Last Updated: June 5, 2026

ML Mortgage Corp. (“ML Mortgage,” “we,” “our,” or “us”) respects your privacy and is committed to protecting the personal information you provide when visiting our website or using our services. This Privacy Policy explains how we collect, use, disclose, and safeguard your information.

By accessing or using our website, you agree to the terms of this Privacy Policy.

Financial Privacy Under the Gramm-Leach-Bliley Act (GLBA)

ML Mortgage Corp. is a financial institution under the federal Gramm-Leach-Bliley Act (GLBA). Our collection, use, and sharing of the nonpublic personal information you provide in connection with a mortgage inquiry, application, or loan are governed by the GLBA and its implementing Privacy Rule (Regulation P), in addition to this Privacy Policy. We provide a separate GLBA Privacy Notice that describes the categories of nonpublic personal information we collect and share, the parties with whom we share it, and any right you may have to limit certain sharing. To the extent this Privacy Policy conflicts with our GLBA Privacy Notice with respect to that information, the GLBA Privacy Notice controls.

Information We Collect

We may collect personal information that you voluntarily provide to us, including:

* Name

* Mailing address

* Email address

* Telephone number

* Date of birth

* Employment information

* Financial information

* Mortgage loan application information

* Any other information you choose to provide

We may also automatically collect certain information when you visit our website, including:

* IP address

* Browser type

* Device information

* Operating system

* Pages visited

* Date and time of access

* Referral URLs

* Website usage data collected through cookies and similar technologies

How We Use Your Information

We may use your information to:

* Process mortgage inquiries and applications

* Verify your identity and eligibility for loan products

* Communicate with you regarding your application or account

* Provide customer support

* Improve our website and services

* Respond to requests and inquiries

* Comply with legal and regulatory obligations

* Prevent fraud, unauthorized transactions, and other unlawful activities

* Conduct internal business operations and analytics

Information Sharing and Disclosure

We do not sell your personal information.

We may share your information with:

* Mortgage lenders and investors

* Loan processors, underwriters, and servicers

* Credit reporting agencies

* Financial institutions

* Government agencies and regulators

* Service providers who perform services on our behalf

* Legal, accounting, compliance, and professional advisors

We may also disclose information when required by law, court order, subpoena, or other legal process, or when necessary to protect our rights, customers, or business operations.

Our sharing of nonpublic personal financial information is limited to what is permitted under the Gramm-Leach-Bliley Act and is described more fully in our GLBA Privacy Notice.

Cookies and Tracking Technologies

Our website may use cookies, pixels, and similar technologies to improve functionality, analyze website traffic, and enhance user experience.

You can control cookie settings through your browser. Disabling cookies may affect certain website features.

Some cookies, pixels, and similar technologies used for analytics or advertising may share information with third parties. Depending on your state of residence, this activity may be treated as a “sale” or “sharing” of personal information, and you may have the right to opt out as described in the “Your Privacy Rights” and “Do Not Track and Opt-Out Preference Signals” sections below.

Data Security

We implement reasonable administrative, technical, and physical safeguards designed to protect personal information from unauthorized access, disclosure, alteration, or destruction. We maintain these safeguards as part of a written information security program consistent with the GLBA Safeguards Rule applicable to financial institutions.

While we strive to protect your information, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.

Retention of Information

We retain personal information for as long as necessary to fulfill the purposes described in this Privacy Policy, comply with legal obligations, resolve disputes, and enforce our agreements.

Third-Party Websites

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those websites. We encourage you to review the privacy policies of any third-party sites you visit.

Children’s Privacy

Our website and services are not directed to children under the age of 13. We do not knowingly collect personal information from children under 13.

Your Privacy Rights

Depending on your state of residence and applicable law, you may have certain rights regarding your personal information, including:

Because we are a financial institution, much of the personal information we collect to provide mortgage products and services is regulated under the Gramm-Leach-Bliley Act and may be exempt from state consumer privacy laws. The rights described below apply only to the extent provided by the privacy law of your state and only to personal information that is not otherwise exempt. For example, California residents have rights under the California Consumer Privacy Act, as amended by the California Privacy Rights Act (CCPA/CPRA), subject to this exemption.

* The right to know what personal information we collect

* The right to request access to your information

* The right to request correction of inaccurate information

* The right to request deletion of certain information

* The right to opt out of certain data-sharing activities where applicable

* The right not to be discriminated against for exercising privacy rights

* The right to request a portable copy of your information

* The right to opt out of the sale or sharing of personal information and of targeted advertising

* The right to limit the use and disclosure of sensitive personal information

* The right to designate an authorized agent to submit a request on your behalf

To exercise your privacy rights, please contact us using the information below. We will take reasonable steps to verify your identity before responding to a request and may be unable to honor a request to the extent the information is exempt under the Gramm-Leach-Bliley Act or other applicable law.

Do Not Track and OPT-Out Preference Signals

Some web browsers offer a “Do Not Track” feature. Because there is no universally accepted standard for responding to such signals, our website may not respond to Do Not Track requests.

In addition, some browsers and browser extensions transmit opt-out preference signals, such as the Global Privacy Control (GPC). Where required by applicable law, we treat a recognized opt-out preference signal as a valid request to opt out of the sale or sharing of personal information for the browser or device from which it is sent.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page along with an updated effective date. Your continued use of the website following any changes constitutes acceptance of those changes.