Comprehensive Licensing and Disclosure Information
Understanding Mortgage Banking Regulations
Stay informed about the essential licensing and disclosure requirements in the mortgage banking industry. Our commitment to transparency ensures you have the knowledge you need to make informed decisions.
Licensing and Disclosure Details
In the mortgage banking industry, adhering to licensing requirements and providing clear disclosures are crucial for maintaining trust and compliance. At ML Mortgage, we are dedicated to upholding the highest standards of transparency and integrity. Our licensing ensures that we meet all regulatory requirements, providing you with peace of mind as you navigate your mortgage options. We disclose all necessary information to help you understand the terms and conditions of your mortgage, ensuring that you are fully informed every step of the way. Our commitment to making the impossible happen since 2007 is reflected in our dedication to ethical practices and customer satisfaction.
Licensing & Disclosures
TEXAS MORTGAGE BANKER DISCLOSURE
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEB SITE AT WWW.SML.TEXAS.GOV.